i reckon it's a blend of both theories. i'll get roasted for this but i think the kid rumour is real, PURELY as character setup (fighting for her family), not a plot the whole game revolves around, that'd be too soap-opera even for GTA. so: prologue in a cheap-to-build interior in LC, score goes wrong, Lucia gets caught and the kid ends up with family or services. flash to prison cutscenes, a short gameplay intro, then Jason in the Keys on a Brian job, second mission ambushing a deal, back to the safehouse, then credits and theme. Jason solo until he goes to fetch her, then free switching. i'll do the proper writeup in the story thread but that's my rough first 90 minutes